Ms. Darling, who was pregnant when her insurance ran out, worked at Archway for eight years, and her father, Franklin J. Phillips, worked there for 24 years.Ah, freedom.
“When I heard that I was losing my insurance,” she said, “I was scared. I remember that the bill for my son’s delivery in 2005 was about $9,000, and I knew I would never be able to pay that by myself.”
So Ms. Darling asked her midwife to induce labor two days before her health insurance expired.
“I was determined that we were getting this baby out, and it was going to be paid for,” said Ms. Darling, who was interviewed at her home here as she cradled the infant in her arms.
As it turned out, the insurance company denied her claim, leaving Ms. Darling with more than $17,000 in medical bills.